ABSTRACT
Prior to the recapitalization and reformation in the banking industry by Central Bank of Nigeria (CBN), under the leadership of Prof. Charles Soludo, our banking system has been in disarray. It was engaged by incessant distress and failure. The problem of bank distress and failure has pervaded the Nigerian banking sector in recent time to such an extend that the problem has become a big challenge to regulatory and supervisory authorities, the government, the banking management and the general banking public. This research was focused on the analysis of factors in the banking industry in Nigeria. Thus the researcher investigated the poor loan management practice and other inter-related factors which inter played to give rise to the distress condition in the bank. Primary data were obtained and subjected to rigorous analysis using percentage as a tool of analysis. Based on the result of the analysis of findings, the following conclusions were reached. That merger and acquisition will help in prevention 0f distress in the banking sector. That bank distress and failure in the banking sector affect other sector of the economy.
TABLE OF CONTENTS
Cover page
Title page
Certification page
Dedication
Acknowledgement
Table of contents
List of table
Abstract
CHAPTER ONE :
INTRODUCTION
1.1Background of the study
1.2Statement of the problem
1.3Purpose of the study
1.4Research question
1.5Formulation of hypothesis
1.6Scope of the study
1.7Significance of the study
1.8Definition of terms
CHAPTER TWO:
LITERATURE REVIEW
CHAPTER THREE:
RESEARCH METHODOLOGY
3.1The design
3.2Area of study
3.3Population of study
3.4Sample and sampling techniques
3.5Instrument for data collection
3.6Validation of instrument
3.7Reliability of instrument
3.8Method of data collection
3.9Method of data analysis
CHAPTER FOUR:
DATA PRESENTATION AND ANALYSIS
4.1Data presentation
4.2Analysis of data
4.3Analysis of hypothesis
CHAPTER FIVE:
DISCUSSION AND CONCLUSION OF RESULTS
5.1Discussion of findings
5.2Conclusion of the study
5.3Recommendations
5.4Implication of the findings
5.5Suggestion for the further studies
5.6Limitation of the study
References
Appendix
